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On 28 October 2019, it was announced that our current owners, interactive investor, have agreed a sale of Alliance Trust Savings’ adviser and Stocktrade businesses to the Embark Group.

Embark is the UK’s leading independent provider of retirement solutions, offering a range of pension, wrap platform, research and consultancy services to both the advised and institutional market.

As part of the sale, the move for all Accounts on our Funds Plus (Activebank) and Funds (Composer) platforms will take place on the weekend of 21 November 2020. The new Embark Terms and Conditions will apply from Monday 23 November 2020. Here you will find the very latest information on this move and what it means for you and your clients.


The Embark Platform is the fastest growing digital retirement platform in the UK and is committed to delivering a low cost, high value service.

  • Premium FNZ technology without the price tag: Our platform is one of the newest on the market, giving you access to market-leading state of the art FNZ technology, but at a lower cost than that of our competitors.
  • Automation that works: Your time is money, so we won’t waste it. With over 50 automated processes, you can spend more time building your business instead of filling out forms.
  • Fully committed to the intermediated channel: We only focus on the advised and institutional markets and our mission is simple: to enable you and your clients to efficiently and cost-effectively manage your portfolios. You can always be confident that your business matters to us. When you’re happy, we’re happy.
  • Pensions power: The Embark Group set out in 2013 to change the UK pensions savings market and that’s exactly what we are doing. In addition to serving the advised market, we also power pensions for several well-known brands including RBS Coutts, Standard Life, BestInvest and Nutmeg.
  • Unbiased investment choice: We won’t try to influence what you sell. While we have over 8,000+ investment options and are backed by some of the world’s largest investment managers, the choice is yours and yours only.
  • Strength in numbers: We’re part of the Embark Group a large scale, sustainable business with deep expertise backed by some of the largest investment institutions in the world, including BlackRock.


  1. Oct 2019

    Sale of Alliance Trust Savings (ATS) and Stocktrade books to Embark Group announced.

  2. Terms of Business

    To confirm you accept your client Accounts moving, you will need to register for the Embark Platform and sign up to its Terms of Business. You will find all the necessary documents on the Register now page and we are on hand to answer any questions you have.

  3. Client Communication

    Under our Terms and Conditions for Advised Clients we must write to your clients to give them notice of the upcoming move to Embark platform. This is underway now and you will find copies of our communication to them on the Important Documents page. Otherwise, it’s business as usual. You can continue to use our service as normal.

  4. Platform Set Up

    To ensure a seamless transition for you and your clients, we will work together to get you set up on the platform and ready for the move.

  5. Time to move

    The move of your client Accounts will take place over the weekend of 21-22 November 2020. To make the move as smooth as possible a trading blackout will be introduced. Visit here for more information. Once the moves are complete, the Alliance Trust Savings advised platform service will close.


When the time comes to move Accounts, we will manage the process on your behalf so that it’s as easy as possible for you and your clients. But there will be some action that you need to take, if you haven’t already:


Compare Embark

Get information to start assessing whether Embark is the right move for you and your clients.


Register your firm

Register now to confirm you accept the move. And we’ll get you set up and ready to go from day one.

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Here you can find questions and answers on topics we think will be important to you. We will continue to update these so we encourage you to check back here regularly to get the very latest information.

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